armillaria root disease: Chop off some bark at the base of the tree and look for a white mat of fungal growth. Will be fan shaped. Will also be characterized by pitch pouring out of the tree several feet up and honey colored mushrooms growing around the base of the tree in the fall.
Armillaria is usually a disease of stressed trees. Healthy trees are usually not infected, but there may be hidden stress factors you might not notice: compacted soil, a little worse weather than usual, driving over the roots, etc.